What Are The Top 5 Best Medicare Advantage Plans?

Medicare insurance plans are some of the most common insurance plans in the United States. It covers adults aged 65 years and above but can also cater to the younger population living with disabilities. Currently, there is just about 15 percent of Americans enrolled under Medicare insurance plans. Medicare has evolved to make healthcare coverage more inclusive. However, there are still some crucial areas of healthcare that Medicare does not cover.

Medicare Advantage plans provide an inclusive package that covers what was covered by the original Medicare plan and other benefits whose utility on healthcare provision cannot be underestimated. Some of the additional advantages you can get by enrolling in the best Medicare advantage plans in California include dental cover, eye treatment cover, and sometimes you can even get coverage for your gym membership.

Here is a list of the best Medicare advantage plans in California that you can try.

·      Cigna Medicare Insurance

·      Humana Medicare Plan

·      Aetna Medicare Advantage Plan

·      AARP Medicare Plan

·      Blue Cross Blue Shield

Each of these best Medicare Advantage plans in California has its pros and cons, and their costs also vary. As of 2021, the average price of the Medicare Advantage Plan per month is 21 USD. However, even with Medicare advantage plans, you will still have to pay your Medicare Premium.

Cigna Medicare Insurance's pros are the loss of extra benefits, availability of plans for special needs, access to telehealth every hour of the week, and highly rated pans. However, some of its cons are that the prices vary based on location and can be very high.

The human Medicare plan has a website that is simple and easy to navigate. The pricing is clear and provides you with an easy-to-follow comparison of plans. You can get estimates about this plan even without sharing your personal information. However, not enough information about the plan for educational purposes is available, and you cannot make payment via its app.

For Aetna, there is extensive information to learn about the plan, and there are dual special needs plans for those who qualify. Overall, the major cons are the fewer plans and the inability to make in-app payments.

AARP has the advantage of low copays, automatic deductions off of social security benefits, and prescription drug copays. Though it has out-of-pocket maximums that are quite high, and mobile app payments are not available.

Conclusion

With adequate research, you can undertake online enrolment Medigap plans In New Jersey and start enjoying the benefits.